1/ Spark’s entering a major expansion phase across Q4–Q1.
Savings V2, Institutional Lending, and Automated Trading are all set to go live.
Together they extend Spark’s $3.3B+ Liquidity Layer into fixed-rate credit and stablecoin markets.
Exactly what institutions want onchain.
2/ Savings V2, launching this month, will provide universal USD (USDC, USDS, USDT) + ETH rates across chains.
Institutional Lending will bring fixed-rate loans via Morpho V2, tapping into $1B+ in institutional demand with liquidity guaranteed by the SLL.
3/ ~$26M in annual revenue from SLL spreads, capturing 100% of yield above the 5.05% Sky Base Rate.
SPK holders decide how that treasury, fed by excess yields, is used.
Each new product scales revenue and reinforces Spark’s liquidity foundation.
4/ Automated Trading will connect OTC desks, exchanges + Uniswap V4, covering $100M+ in stablecoin swaps.
Spark Mobile (Q1 2026) extends this into consumer savings and payments.
With $3B+ in liquidity and real revenue, @sparkdotfi is becoming DeFi’s institutional backbone.
5/At scale, by attracting players like @coinbase, @Gemini, @PayPal (PYUSD), and fintech issuers, positioning itself as the core liquidity allocator for onchain finance.
4K
15
The content on this page is provided by third parties. Unless otherwise stated, OKX is not the author of the cited article(s) and does not claim any copyright in the materials. The content is provided for informational purposes only and does not represent the views of OKX. It is not intended to be an endorsement of any kind and should not be considered investment advice or a solicitation to buy or sell digital assets. To the extent generative AI is utilized to provide summaries or other information, such AI generated content may be inaccurate or inconsistent. Please read the linked article for more details and information. OKX is not responsible for content hosted on third party sites. Digital asset holdings, including stablecoins and NFTs, involve a high degree of risk and can fluctuate greatly. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition.